Documents
Documents for real life
Garden turns the records you already keep into documents for the people and institutions who need a legible answer.
Every document below is generated from records you entered, exports to a real PDF, and carries the financial disclaimer on the page. None of them is filed for you.
If a document cannot be produced yet, Garden says which piece of your ledger is missing rather than producing a half-empty form.
Who asks: lenders, landlords, an accountant at year end, anyone assessing a self-employed income.
What it needs: transactions across a date range, categorised.
Income and expenses grouped by category over a period you choose, with a net figure. This is the workhorse.
Who asks: lenders, financial planners, and — most often — you.
What it needs: accounts with balances, and any assets or liabilities you have entered.
Everything you own against everything you owe, at a point in time.
Who asks: landlords, mortgage brokers, immigration filings, anyone who wants evidence that money arrives regularly.
What it needs: income transactions over a meaningful span — a few months at minimum, or the letter has nothing to average.
The document self-employed people struggle most to produce, because there is no employer to write it. Garden derives it from what actually landed in your accounts.
Who asks: landlords and letting agents.
What it needs: accounts, income history, and enough transaction history to support the income figure.
Several of the above assembled into one packet, in the order a landlord expects them, so you are not emailing four attachments and an apology.
Who asks: your CPA or preparer, every spring.
What it needs: a full year of categorised transactions.
Category totals for the tax year, laid out so a preparer can work from it directly. This is the document that makes the hour you pay for cheaper.
Who asks: the SBA, and banks processing SBA-backed loans.
What it needs: assets, liabilities, and account balances.
The real federal form, filled from your ledger. Check the form revision printed on the document against what the agency currently wants before filing.
Who asks: the IRS, if you are a sole proprietor.
What it needs: business income and expenses, categorised.
The real form, filled from your records. Garden does not file it, does not review it, and does not know whether a given expense is deductible in your situation. That judgment is yours or your preparer's.
Who asks: any client who is about to pay you and needs your details on file.
What it needs: your own details, which Garden asks for when you generate it.
Documents in Garden are data, not screens. Adding the next one is a single file and a single line — no new interface is built for it. That is deliberate: the list above is a starting point, not a ceiling. A 1099-NEC summary and a quarterly estimated-tax worksheet are next.
If a document you are regularly asked for is not here, say so — support@garden.khushin.com. That is how this list gets chosen.
Read before you send. Garden is not tax, legal, or financial advice. Every generated document carries the financial disclaimer.
Read the disclaimer →