Personal finance, with somewhere to go

Your records, useful again.

Garden turns the financial history you already have into a working ledger, a clearer plan, and documents you can hand to someone who needs them.

Garden overview with a net-worth trajectory and an on-device vault indicator
The mechanism

There's no account to breach, because there is no account.

A local application · free in beta

During the private beta, Garden is free. No ads, no data sale, no subscription, no bank connection required.

What Garden is

A ledger that earns its keep.

Budgeting and imports are table stakes. Garden’s useful edge is what happens after the numbers are in: rules keep the ledger tidy, and documents turn it into something other people can actually use.

Explore what it does

Documents for real life

When a form asks, you’re ready.

Profit and loss. Net worth. Proof of income. SBA Form 413, Schedule C, and Form W-9. Garden fills documents from the records you entered, then makes you read them before you send them.

See the documents